Fitness Boot Camp Insurance

Fitness Boot Camp Insurance Policy

Any endurance-level exercise, whether it is low intensity or high intensity, can affect participants negatively if they have not received their physician’s approval to engage in cardio exercises. The risks are also much greater for persons who may have pre-existing health issues. Consequently, gyms and health clubs all need to make sure that their staff and employees are duly protected with an all-inclusive insurance policy from Westpoint Insurance. Our family-owned and operated national insurance agency has been serving clients in all 50 states for more than 30 years with the best sports and special events insurance coverage available. We only go with insurance companies determined to be the best by A.M. Best Company. Clients understand that our policies are both comprehensive and affordable. You can always rely upon Westpoint Insurance to ensure that your insurance policy is current and state-of-the-art in today’s market. The last thing you want to do is take chances with your cardio exercise program and run the risk of injuries without a solid insurance policy to protect you.

Fitness Boot Camp Insurance Coverage

When you bring aboard Westpoint Insurance’s team of professionals to customize your coverage at an affordable price, you will be treated to our remarkable customer service. In addition, we are also interested in fostering a long-term relationship with all of our customers. To be able to provide you with the insurance policy your cardio exercise program needs and the peace of mind you ought to have, it is in your best interests to allow Westpoint Insurance handle your insurance! Whether we like it or not, accidents happen. More importantly, the proper insurance will prevent you from suffering serious financial loss. Although you may not have been responsible for any injuries; a civil claim can be extremely costly to defend. That is why you are going to want to have Westpoint Insurance not only be available to meet your expectations, but to exceed them! Call us today at: (800) 318-7709 and let us give you a free quote for the best coverage possible. You will be glad you called!

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.