Youth Summer Camp Insurance

Youth Day Camp Insurance

With summer quickly approaching, the buzz is all about youth summer camps. Youth summer camps are something that, both children and parents look forward to. For children, youth summer camps are a great place to meet new friends, built upon existing friendships, and share new experiences and activities. On the other end, youth summer camps provide parents with a meaningful time to re-strengthen relationships with loved ones, catch up on things around the home, and prepare for their children’s return. Before deciding on which youth summer camp, you need to consider a lot of things. The most important is your child’s safety.

Youth Camp Insurance

In order to run a successful youth summer camp, you need to have the complete trust of the parents. However, this is easier said than done. Parents are not so trusting when it comes to youth summer camps or their children. Often times, youth summer camps are the first time the child has been apart from the parents for a long duration. To truly win the trust of the parents, they need to know that their child is protected and supervised at all times.

Youth Sports Camp Insurance

What happens if your child gets injured while at youth summer camp? Who is to blame? What is responsible? These are all questions that parents have the right to know. When it comes to youth summer camp insurance and coverage, no one is more knowledgeable or experienced than Westpoint Insurance. For countless years, we’ve been helping youth summer camps across the area get the protection and coverage they need. Best of all, we provide affordable, one-of-a-kind youth summer camp insurance without sacrificing any benefits. Westpoint Insurance will customize a youth summer camp insurance policy that meets your camp’s specific needs.

Youth Camp Liability Insurance

Youth summer camp insurance from Westpoint Insurance is exactly what you need to win the trust of your camper’s parents. Give us a call today to see how we can help get your youth summer camp the protection it deserves. With our help, your youth summer camp will be more packed than ever before this year!

Youth Summer Camp Insurance | Youth Day Camp Insurance | Youth Camp Insurance | Youth Sports Camp Insurance | Youth Camp Liability Insurance

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.