Basketball Traveling Teams Insurance

Basketball is acknowledged as second in popularity among Americans, right behind football. Each academic year, it is estimated that one million children – 550,000 boys and 450,000 girls – participate in Basketball. Of these participants, according to Pediatrics medical journal, 375,000 children and teenagers are treated in emergency rooms, and approximately 109,000 children and teenagers are treated specifically for basketball-related head injuries. Consequently, in this fast-moving, action-packed game, there are many opportunities for injuries. This is when you are going to want to have the best insurance on the planet, and Westpoint Insurance can help create it for you! Lately, with the increased frequency of coaches taking teams on the road, many groups sponsoring traveling teams have been in touch with Westpoint Insurance about Basketball Traveling Teams Insurance.

The most common basketball injuries are:

Ankle sprains;
Jammed fingers
Knee injuries;
Overuse injuries, e.g., jumper’s knee;
Broken noses; and
Head trauma, e.g., concussions.

Basketball Traveling Teams Tournament Insurance

It is no wonder that so many Basketball Traveling Teams organizations have contacted Westpoint Insurance about protecting their participants, their sponsors, employees and volunteers with the finest comprehensive insurance policy in the industry! Westpoint Insurance will develop a policy for you that will provide you the peace of mind you deserve. Your Basketball Traveling Team can always depend upon Westpoint Insurance to deliver topnotch and affordable coverage. In fact, Westpoint Insurance will tailor the policy to your exact specifications and your budget. Once Westpoint Insurance develops the most appropriate insurance for you and your Basketball Traveling Team’s needs, everyone involved in your Traveling Team program will be protected like they should be!

Basketball Traveling Teams League Insurance

Evidence indicates that basketball-related head injuries are rising faster among females than males. Naturally, preparing coaches and participants in the best preventative measures is important. But, as everyone knows, accidents will and do happen, and that is when you need an insurance company of the caliber of Westpoint Insurance! There are many advantages to selecting Westpoint Insurance over the competition. Basketball Traveling Team Insurance is a specialty of Westpoint Insurance and they will design your Basketball Traveling Team Insurance not only to meet all your team’s expectations, but to exceed them! Westpoint Insurance is your answer to your Basketball Traveling Team’s insurance needs. In order to learn more about Westpoint Insurance’s exceptional policies, call Westpoint Insurance today so they can put you on the path to the best Basketball Traveling Team Insurance for you.

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.