Karate Tournament Insurance

The sport of Karate is enjoyed throughout the world. It is not only a terrific means of self-defense, but it is a great way to improve physical health and overall fitness, as well as enhancing mental, physical and spiritual development. Karate is also an excellent method to help bolster the self-esteem and emotional well-being of young people. The benefits of the sport of Karate, might be said to far outweigh the detriments, however, if you operate a youth Karate class, the last thing you want to do is be without Karate event youth liability insurance! That’s because, as we all know, accidents do happen, so you are going to want to be prepared for them by ensuring that you have karate tournament insurance coverage from Westpoint Insurance. We will customize a Karate youth tournament insurance policy for you, your students, volunteers, employees and guests, at an affordable price. Therefore, when you are searching for the most exceptional Karate tournament liability insurance, Westpoint Insurance is the only name you need to know.

Karate Youth Tournament Insurance

Westpoint Insurance’s agents have the talent and expertise to develop the unique Karate tournament insurance coverage you need for the peace of mind you deserve! Never risk financial loss or bankruptcy by failing to secure the appropriate Karate tournament insurance. You can depend upon Westpoint Insurance to tailor the ideal Karate youth tournament insurance for you. We are distinguished for developing new ways to enhance your insurance experience, and that is one of the significant reasons why we are so well-respected in the industry for our unmatched customer service. In fact, Westpoint Insurance has always considered customer satisfaction as its top priority!

Karate Tournament Insurance Coverage

If you are operating karate tournament programs, do yourself a favor, and protect yourself and others with Westpoint Insurance’s karate tournament insurance coverage. Our highly-regarded, family-owned and operated national agency has more than three decades of experience in the insurance industry, and we know precisely what we are doing. You can trust that we will make sure that your Karate event youth liability insurance fits your insurance needs as well as those of your budget! Not only will Westpoint Insurance strive to always meet your expectations, but you can count on us to consistently exceed them! If you would like to learn more about our Karate tournament insurance coverage, call Westpoint Insurance, today, at: (800) 318-7709, and ask our associates about providing you with a FREE quote.

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.