Martial Arts Studio and Schools Insurance

Running a martial arts studio comes with unique risks, from managing student safety to maintaining your facility. Westpoint Insurance offers tailored Martial Arts Studio Insurance to protect your business from potential liabilities. Our comprehensive coverage includes general liability, property insurance, and accident coverage, ensuring peace of mind for studio owners and instructors.

Mixed Martial Arts Studio and School Insurance

Mixed martial arts studios require specialized protection due to the high-intensity nature of training and sparring. Our Mixed Martial Arts Studio Insurance is designed to address the specific risks associated with MMA training facilities. Whether you need coverage for equipment, property damage, or student injuries, we’ve got you covered with flexible policies.

Kickboxing Studio Insurance

Kickboxing studios often involve rigorous training sessions that can lead to accidental injuries or property damage. With our Kickboxing Studio Insurance, you can focus on teaching without worrying about unexpected incidents. This policy provides liability coverage for instructors, staff, and students, as well as protection for your studio’s equipment and space.

Contact Westpoint Insurance today to safeguard your martial arts business!

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.