Running Clubs Insurance

Westpoint Insurance is a distinguished insurance agency serving clients in all 50 states with the most outstanding running club’s insurance. As a trustworthy, family-owned and operated agency, we are celebrated for providing the most all-inclusive running club’s liability insurance for adults in the nation. As the best source for customized running club’s liability coverage, Westpoint Insurance is proud to have the capable agents who will do all they can to make certain their clients have the most competitively-priced running club’s liability insurance. Therefore, whenever clients are in the market for quality running club’s liability insurance, the only name they need to know is Westpoint Insurance.

Running Clubs Liability Insurance

Westpoint Insurance does not sell cookie-cutter running club’s liability insurance. We know that no two running clubs are alike, and, consequently, we believe no two running club’s insurance should be alike. Your running club’s coverage should be just as unique as you are. Furthermore, you shouldn’t pay for what you don’t need – only for what you do need! Because, unfortunately, accidents do happen, you need to be protected with the best running club’s liability coverage there is – Westpoint Insurance! We are prepared to make sure all of your staff, both paid employees and volunteers, deserve to be completely protected with our running club’s liability insurance for adults. That way, you and everyone else involved with your running club is protected in the event an accident, medical emergency or expensive litigation occurs.

Running Clubs Liability Coverage

For over three decades Westpoint Insurance has been proud to serve its customers with our extraordinary running club’s liability coverage. Moreover, you can depend upon our underwriters to develop the best running club’s liability insurance policy specifically for you and your club. Westpoint Insurance will not only endeavor to meet your expectations, but they will frequently exceed them. To find out more about the best running club’s liability insurance, call Westpoint Insurance, today, at: (800) 318-7709.

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.