Amateur Youth Baseball, Softball, T-ball Insurance

Amateur Youth Baseball, Softball, T-ball Accident Insurance

Youth baseball, softball, and T-ball leagues provide young athletes with invaluable opportunities to develop skills, teamwork, and sportsmanship. However, managing a team or league comes with responsibilities, including ensuring the safety and protection of players, coaches, and organizers. At Westpoint Insurance, we specialize in providing tailored coverage to meet the unique needs of amateur youth sports.

Our Baseball Team Insurance offers robust protection against unexpected accidents and injuries during practices, games, and tournaments. From minor scrapes to more significant incidents, our coverage ensures that players receive the care they need while protecting your team from financial strain.

Amateur Youth & Adult Baseball, Softball, T-ball General Liability Insurance

For leagues, our Baseball League Insurance and Softball League Insurance are essential safeguards. These policies cover liability risks, including property damage and bodily injury claims, helping to protect organizers and volunteers from potential lawsuits. Whether you’re managing a local league or hosting large-scale events, our insurance plans provide peace of mind.

With Westpoint Insurance, you can focus on fostering a fun and safe environment for young athletes while we handle the risks. Contact us today to learn how our tailored insurance solutions can protect your baseball, softball, or T-ball team or league. Let’s keep the game going safely!

Baseball, Softball, T-ball Insurance | Baseball, Softball, T-ball Accident Insurance | Baseball, Softball, T-ball Liability Insurance

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.