Tai Chi Insurance

Tai Chi Instructor Insurance

As a result of its growing popularity over the years, there has been some difference between practitioners who claim they practice Tai Chi primarily for self-defense, the individuals who practice Tai Chi for its aesthetic appeal, and, finally, those who practice it strictly for its physical and mental health benefits. No matter why a person engages in the practices of Tai Chi, they are going to want to make sure that they have the protection of an insurance policy from Westpoint Insurance behind them. Participants can sustain injuries when practicing the sport of Tai Chi, just like any other sporting activity. Accidents occur in gyms and in health clubs and often they have absolutely nothing to do with the sporting activity. It may be that a light fixture breaks loose on the ceiling and crashes down on someone’s head. It might be that someone trips on a step at the entrance of the building to your fitness club and breaks a bone. So, it is completely clear that no matter the origin of the accident, you and your facility need the best coverage in the business. That’s when you need to speak with one of the agents at Westpoint Insurance about tailoring a policy especially for all of your needs.

Tai Chi Studio Liability Insurance

If you haven’t contacted the professional agents at Westpoint Insurance for the state-of-the-art Tai Chi insurance you need, why not do it right now? Our talented staff and underwriters have engaged in the requisite research to totally understand all the risks involved in operating a Tai Chi program. Furthermore, you can always depend upon Westpoint Insurance to deliver the kind of insurance policy that will give your Tai Chi program the coverage it needs and the peace of mind you deserve. To discover all you can about how Westpoint Insurance will serve your Tai Chi insurance needs, give us a call at: (800) 318-7709, today. We can’t wait to hear from you!

Tai Chi Studio Insurance | Tai Chi Instructor Insurance | Tai Chi Studio Liability Insurance | Tai Chi Facility Insurance | Tai Chi Facility Liability Insurance

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General Liability Insurance Plan

Protects you in the event of a lawsuit or property damage

Who Is Covered?

This program provides protection for all players, coaches, managers, and volunteers of the Policyholder

What are the General Liability Policy Limits?

$1,000,000 Per Occurrence
$3,000,000 Policy Aggregate
$1,000,000 Products and Completed Operations
$1,000,000 Personal and Advertising Injury
$300,000 Fire Damage to Premises for any one fire
$500 Deductible per Claim

The “Aggregate Limit” is the most the policy will pay as a result of all occurrences during the policy term

Waiver & Release System

The insured must maintain a system to regularly secure signed Waiver and Release forms from participants. For minor participants, these waiver/release forms should be signed by a parent or guardian. Unintentional error on your part in securing Waiver and Release forms will not void your coverage in the event of a claim by a participant; however, your failure to maintain an adequate system to regularly secure Waiver and Release forms will void your coverage in the event of a claim.

Optional Liability Coverages Available

Hired & Non-Owned Auto – Policy Limit $1,000,000

Sexual Abuse Liability Coverage- Policy limits up to $1,000,000

Inland Marine (Contents & Equipment Coverage) – Available limits are $5000, $10,000, $15,000, $20,000 or $25,000

Mandatory Accident Medical Plan

Pays the medical bills of an injured participant or staff member.

Who Is Covered?

All participants of the policyholder specified in the application are covered while participating in sponsored and supervised activities.

What are the Accident Medical Policy Limits?

$25,000 Participant Medical Expense Benefit
$10,000 Participant Accidental Death & Dismemberment Benefit
$100.00 Deductible

Accident Medical Expense Benefit

If the Insured Person incurs eligible expenses as the result of a covered injury, the Company will pay the charges incurred for such expense within 52 weeks, beginning on the date of the accident. Payment will be made for eligible expenses not to exceed the Maximum Medical Expense Benefit, subject to the applicable deductible amount (if any). The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for medically necessary treatment and service, not to exceed the usual and customary charges in the area where provided.

Excess Coverage

This Plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Insured Person.

Disclaimer: All of the above exclusions and limitations are subject to the terms and conditions of the insurance policy. Certain of these exclusions or limitations may be modified to meet individual state requirements. Premium rates are subject to change. The rates in the quotation are based on information provided by the risk at the time of application and may be modified if the information changes from the initial submission by the risk. This description highlights the benefits, exclusions & limitations of the program, but is not a contract. For specific contract details, please request and review the insurance policy.